Practical personal finance for real paychecks. We help low and middle income households build credit, get out of debt, save, and invest - using tools you can run in 60 seconds.
No sign-up, no spam, nothing leaves your browser.
Split your paycheck the 50/30/20 way and see exactly where the gaps are.
savingsSee what monthly deposits and compound interest do to your balance.
homeGet a real monthly payment and a snapshot of how much goes to interest.
trending_downList your debts, pick a strategy, and see when you are free.
credit_cardHow fast can you kill a balance? Try minimum payment vs fixed.
elderlyProject your 401(k) or IRA balance with employer match.
A $4.47 bottle drops to under two bucks once a $2.50 Walmart Cash offer clears. Here's how the rebate actually works, what you pay at the register, and whether the unit price is wo
New-member sign-up bonuses at cash back portals can turn a small beauty purchase into a near-free one. Here's how the mechanics work, what to check before you click, and where the
A new lawsuit against the Education Department says discharged debt kept showing up as owed — here's how credit reporting on forgiven loans is supposed to work, and what borrowers
Bank sign-up bonuses are real money, but they come with strings — direct deposit rules, balance minimums, waiting periods and a tax bill. Here's how to size up whether an offer is
New-member bonuses from shopping portals can turn a small drugstore order into a near-zero-cost purchase — if you understand how the tracking, timing, and fine print actually work.
A new survey of certified financial planners finds clients are squeezed by today's prices and unsure whether Social Security and Medicare will hold up by the time they retire. Here
High-yield savings, checking, and where to park your money.
arrow_forwardBuilding credit, cashback, balance transfers, and avoiding traps.
arrow_forwardFirst-time buyers, refinancing, and the real cost of a home.
arrow_forwardIndex funds, brokerage accounts, and growing money long-term.
arrow_forwardHealth, auto, renters, and life - decoded.
arrow_forwardPersonal, auto, and student loans without the runaround.
arrow_forwardBudgeting, saving, and getting out of debt.
arrow_forwardEarning extra money on the side - the realistic way.
arrow_forward401(k)s, IRAs, and starting where you are.
arrow_forwardFiling, deductions, and credits you might be missing.
We accept advertising from banks, card issuers, and brokerages because that is how a free site stays free. We never let an advertiser write the article. If a product is overpriced or predatory, we will say so out loud - or we will not cover it.
